PERSONAL SPENDING
Overview
Spending by category
Where your money went
Subcategories
Detailed breakdown
Recent transactions
Latest activity
PRIVATE FINANCIAL OVERVIEW
Ask Pennywise
Ask about your spending in plain language. Answers are calculated locally from your transactions.
Monthly spending target
Optional. Pennywise uses this when discussing purchases.
$
Import type rules
Recognise income, transfers, refunds and exclusions before merchant categorisation
Categories & subcategories
Subcategories are grouped beneath each category
Merchant rules
Keywords classify expenses and refunds
Full backup
Export or restore everything, including transactions.
Reusable setup
Categories, subcategories, colours, merchant rules and import type rules—without any transactions.
Reset
Choose exactly which part of Pennywise you want to restart.
Reset everything restores the built-in categories and subcategories.